This tropical tree is the Saba Nut Tree, Pachira glabra.

It is closely related to the better-known Money Tree and can often be recognized by its glossy, hand-shaped leaves. Each leaf is divided into several leaflets that spread outward from a central point.

The flowers are large and dramatic. Their narrow pale petals curl backward, exposing a dense cluster of long white or cream-colored stamens. The flowers may open for only a short time, often beginning in the evening, and they can attract bats, moths, and other pollinators.

After flowering, the tree produces a large green or brown capsule. As the fruit matures, it splits open to reveal several rounded seeds packed inside.

Those seeds are sometimes called Saba nuts. They can be eaten when properly prepared, although they should not be confused with ordinary culinary nuts.

The Saba Nut Tree is native to tropical America and grows well in warm, humid climates. It can develop into a broad, attractive shade tree, valued for its handsome foliage, unusual flowers, and distinctive seed capsules.

Even when it is not in bloom, its palmate leaves give it a strong tropical appearance. But when the flowers open, the tree becomes especially memorable.